A lot of people starting their online business have a hurdle right out of the gate: They can't get a merchant account, or they're afraid they can't get a merchant account. For some people, this is the hardest part about starting their online business.
The good news is you don't need a merchant account to accept payments. There are at least two great options that will let you accept credit cards without actually having a merchant account.
There is another way that makes getting a merchant account easy for people who think they can't get one because of credit reasons, or whatever. It's not guaranteed, but it does work for about 99% of people setting up their businesses.
Here are three solutions to your payment problems:
Clickbank. Accept payment for your digitally-delivered products using major credit cards or e-checks. For a nominal fee (around $50), Clickbank can help. You don't have to handle the transactions or the payment. Clickbank accepts the payment, takes a small percentage, and sends you a check. Some people think that Clickbank is too expensive, but when I look at all the services they provide (including refund and bookkeeping services), I think it's a good value.
PayPal. It has been proven that having PayPal on your sales page boosts conversions. If you offer PayPal as a payment option, you will make more sales. Also, just like Clickbank, they handle the whole payment transaction for you. People can pay with any major credit card through PayPal. They don't even need to have a PayPal account! Many people don't realize that, but it's true!
PowerPay. So you still want a real merchant account, not a work-around like Clickbank or PayPal? You may still qualify for a merchant account, even if your credit is spotty or you have been turned down before. Visit this site: PowerPay at http://ipowerpay.com - The best Merchant Account for online Marketers. Judd Smith and his people at PowerPay have experience with online marketers. Contact them to discuss your merchant account today.
So don't be intimidated by the prospect of setting up your merchant account. These are three simple solutions that can help you get set up for collecting payments fast!
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